Webinar: From Deductibles to Donut Holes: How to Decipher Your Medicare Choices

Wednesday, November 2nd at 4:00pm Eastern
3:00pm Central
2:00pm Mountain
1:00pm Pacific

As individuals approach the age of 65 and become eligible for Medicare, they are often confused about when to enroll and in addition, surprised and overwhelmed by the choices available to them. Options are plentiful and understanding the differences between Parts A, B, C, and D, and what each option covers, is important.

There are many nuances to the timing of enrollment and if you are unaware of these different windows of opportunity, and miss them, you could find yourself uninsured for a period of time and paying monetary penalties.

Because everyone’s situation is a little different, we help individuals identify when they should enroll, and what their preferences are for coverage. We tend to ask our clients “When are you turning 65?, “When are you retiring?” and “What is your level of satisfaction with your current insurance plan?” in order to gain some sort of baseline. We also take into consideration who else in their family requires insurance coverage, their network of doctors, what prescription drugs they take, and their utilization of the healthcare system. These are just some of the areas we touch upon in addition to other relevant topics.   

There are many misconceptions about Medicare.  For instance, many people think Medicare is free or that Medicare covers all healthcare-related costs.  Others think that the most expensive plans must be their best choice.  We review these to help prevent common mistakes.

Unfortunately, many older adults (and the children who help them through the process), fail to reassess their specific plans and coverage on an annual basis, during Medicare Open Enrollment Season. Instead, they simply allow last year’s decisions to roll over for another year. Healthcare needs change, and the plans change, from year to year so it is important to reassess your plan options to make sure you are still in the right plan for you.

Medicare Open Enrollment Season begins October 15, 2022 and ends December 7, 2022.  Any changes you make during that time begin on January 1, 2023 and are in effect through December 31, 2023.

In this webinar, Dianne Savastano, President of Healthassist helps you to:

  • Realize when to enroll, and when you can make a change once you are enrolled
  • Understand what traditional Medicare covers and does not cover, and who pays for long term care
  • Learn the differences between Medicare Part A, B, C, D, and Medicare Supplement (Medigap) Plans
  • Identify your coverage preferences and know the cost of all Medicare options
  • Make decisions if you remain employed after the age of 65
  • Appreciate which providers participate in Medicare
  • Understand the Coverage Gap/Donut Hole
  • Understand the implications for enrollment if you currently contribute to a Health Savings Account (HSA)
  • Identify if you are eligible for Medicare if you are younger than 65
  • Appreciate the changes occurring in 2023

Although the topic of Medicare may not be the most exciting to you, it is to us! I hope you realize that paying close attention now to this important program is imperative, both for yourself and for anyone else you may care about who is currently enrolled, or soon to be enrolled, in Medicare.

Space is limited so please reserve your spot today!

Registration ends at midnight on Tuesday, November 1st, 2022.

Cost: Complimentary

Can’t make it to the live webinar? No problem, go ahead and sign up anyway. We will be recording the entire session (audio and visual) and all registered participants will receive a link to the recording and slides within 24 hours after the session is over.

All the best,

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