If you read the newspaper or listen to the news, it won’t take long before you encounter some reference to Medicare and lately, to Medicare Part D. Politicians, insurance companies, pharmacies, drug manufacturers, and most importantly, healthcare consumers, all have an important stake in prescription drugs. Unfortunately, and to borrow a movie title, “It’s Complicated.” Even… Read on…

Medicare began in 1965. Since then, it has continued to evolve.  Significant changes were made in 2010 with the passage of the Affordable Care Act. Additional changes occurred more recently with the passage of the Inflation Reduction Act. And so I am not surprised that many people are unaware of all the nuances. However, there are… Read on…

Thanks to the type of work I do, I am often asked questions about Medicare during the course of casual conversation. I always hesitate to reply, since given all the nuances and situation-specific considerations, there is no single answer that applies across the board. So, I often start my response with, “It depends. ”Nowhere is… Read on…